Credit Administrator I

Mike Callaway Accounting/Finance/Banking

Website CenterState Bank

Position Title: Credit Administrator

Division: Credit Admin

Reports Directly To: Chief Credit Officer

BASIC PURPOSE:

This position is responsible for, but not limited to, managing and administrating credit-related duties on behalf of the Bank, and are in charge of facilitating and providing support-processing and electronic solutions for credit related transactions. They also analyze credit requirements, process credit requests as required, approve and renew credit limits for the Banks customers, and participate in business meetings to suggest new ways to approach and improve the credit administration processes.

ESSENTIAL FUNCTIONS:

This position is expected to perform the specific duties, tasks, and responsibilities as outlined below:

  • Strong analytical skills to read and process large text documents
  • Facilitate credit calculations and analyze extensive reports based on credit analysis
  • Knowing and keeping up to date with economic conditions that impact risk
  • Correlate limits for credit transactions
  • Coordinating approvals with Relationship Managers, reviewing appraisals, modifying loan requests, supervising Underwriters to verify correct completion of duties
  • Approving credits within Credit Quest, maintaining accurate credit records for future references and following strict confidentially procedures
  • Help to ensure appropriate loan grades during the new loan/renewal approval processes
  • Able to reach all credit turnaround goals within given time frames
  • Coach or develop staff (underwriters)
  • Ensure that the Bank’s policies and procedures, code of conduct, and regulatory guidelines are strictly complied with
  • Provide assistance to other employees by liaising with them through healthy and positive interactions
  • Be involved in performing marketing endeavors/efforts
  • Continuously update skills by participating in professional training
  • Seek opportunities to improve skills through cross-training offered by the Bank
  • All other tasks, responsibilities or duties, as directed by management

OTHER SKILLS/QUALIFICATIONS:

  • Must be able to review documents and memorandums when necessary.
  • Proficient with general office machines and programs to include Microsoft Office Word, Excel, Outlook, and other software that might be utilized in the department
  • Ability to use the computer efficiently and the capacity to learn new software programs as they are rolled out by the Bank
  • Must have good knowledge of business English, including spelling and punctuation
  • Must possess basic English language skills in order to write and speak clearly, and effectively with coworkers and customers
  • Must be well-organized, accurate, and attentive to detail
  • Must be cooperative and willing to assist coworkers and customers on a regular basis
  • Must have effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others
  • Must possess excellent multi-tasking skills and be able to function well under pressure
  • Must be able to remain composed under pressure and respond to customer and coworker concerns regularly
  • Must have a keen eye for detail and follow instructions to the letter
  • Must be patient and willing to help others in solving problems while maintaining a positive attitude at all times

ESSENTIAL PHYSICAL DEMANDS:

  • Must be able to remain seated or work standing in a confined area on a computer for a minimum of four (4) hours each work day
  • Must be able to constantly use hands and fingers to enter data through or on a computer or answer a phone throughout most of an eight (8) hour shift
  • Must be able to walk frequently throughout the day to obtain supplies from other areas in the Bank and to cover for other employees, on break or on lunch
  • Must be able to hear and communicate with coworkers and customers throughout the day
  • May need to lift up to 25 pounds one to two times a day to perform job

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Position may require regular before/after normal business hours, or regular out-of-town travel.

WORK ENVIRONMENT:

  • Must be able to function in a professional, business office environment and act and dress appropriately for same, consistent with the Bank’s grooming and dress codes
  • Must demonstrate excellent interpersonal skills with customers and coworkers
  • Must be willing to function as a team member
  • Must be willing to demonstrate commitment to CenterState Bank’s mission and goals

MINIMUM QUALIFICATIONS:

  • Requires Bachelor’s Degree in accounting, economics, finance or a related field
  • Assess credit risk
  • Aggregate and evaluate data related to credit and credit risk to support organizational decision-making
  • Prior work experience in a credit or administrating capacity is highly beneficial
  • Three to five years prior supervisory experience preferred.
  • Excellent verbal and written communication skills
  • Computer Literate

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed above are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

CenterState complies with federal and state banking laws, such as the Bank Secrecy Act (BSA), USA PATRIOT Act, and other related anti-money laundering/anti-terrorist financing initiatives. The Bank has established a Bank Secrecy Act/Anti-Money Laundering/Office of Foreign Assets Control (BSA/AML/OFAC) Compliance Program and employees are expected to adhere to federal and state banking laws, as well as the Bank’s procedures and/or internal controls. The Bank will terminate the employment of employees who fail to comply with banking laws and/or the Bank’s procedures/controls.

CenterState Bank is an equal opportunity employer and does not discriminate against applicants or employees on any unlawful basis, including race, color, religion, gender, sexual orientation, marital status, age, national origin, ancestry, gender identity, disability, genetic testing, service in the military, citizenship status or any other characteristics protected by federal, state or local law. CenterState also prohibits unlawful harassment of applicants/employees based on these protected categories.

CenterState complies with The Americans with Disabilities Act (“ADA”) and state and local disability laws and will provide reasonable accommodations to qualified individuals with disabilities, unless doing so will cause an undue hardship. The Bank encourages employees/applicants who believe they need reasonable accommodations to contact the Human Resources Department at 863-595-1300.

To apply for this job please visit workforcenow.adp.com.