Mortgage Loan Originator

Mike Callaway Accounting/Finance/Banking

Website Regions Bank

At Regions, the Mortgage Loan Originator directs origination of residential mortgage loans from a borrower through a branch network.

Primary Responsibilities

  • Completes mortgage applications for submission to the loan processing and underwriting departments
  • Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
  • Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
  • Prepares files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet
  • Structures loan to comply with acceptable lending practices and Federal regulations
  • Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
  • Answers customer calls and walk- in customers to discuss various loan products and qualification information
  • Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
  • Cross-sells other bank products and services
  • Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
  • May participate in networking through professional, business and community organizations and activities to promote and market loan products

*Compensation is Commission based

This position requires the tracking of time and is eligible for overtime under the non-exempt FLSA classification for hours worked in excess of 40 per week.

Requirements

  • High school diploma or GED
  • Three years of mortgage lending experience with proven mortgage production.
  • Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners.
  • Knowledgeable of Mortgage products, systems, terminology, tax requirements, etc.
  • Sales acumen
  • Knowledgeable on agency and investor regulations and guidelines
  • Must be able to multi-task competing priorities and meet tight deadlines
  • Must be able to build and maintain internal and external relationships to deliver high levels of service
  • Strong written and verbal communication skills
  • Good organizational skills
  • Proficient in Microsoft Office products

This position requires registration with the national Mortgage Licensing System and Registry (NMLS). Please refer to (http://mortgage.nationwidelicensing.org) for more information. NMLS Registration

Preferences

  • Bachelors degree
  • Prior Mortgage Loan Originator experience

Location:

Winter Haven, Florida

EEO/AA/Minorities/Females/Disabled/Veterans

To apply for this job please visit regions.wd5.myworkdayjobs.com.